Welcome, Angela Klein — Our Human Resources Manager

Angela Klein is the new Human Resources Manager of Cedar Ridge Village. Angela has her bachelor’s degree from the University or Northern Iowa in Psychology and Gerontology. When Angela is not at work, she enjoys shopping, traveling with her family, and being outdoors. She is excited to put together a great staffing team and get to know the residents and their families along the way.

Welcome Malinda Shultice, Our New Executive Director!

cedar ridge village executive director

Malinda Shultice is the new Executive Director of Cedar Ridge Village. Malinda has her master’s degree from Drake University and is currently going to school to obtain her doctorate degree in healthcare administration. She has a daughter named Berlin that always keeps her on her toes. Her favorite author is Edith Wharton and favorite book is Summer. When Malinda is not at work, she is writing for leisure or conjuring up her next European adventure. She loves new faces and is thrilled to build relationships with the residents and families.

Important Information Concerning the Coronavirus

To Our Residents and Family Members:

We know many of you are concerned about the spread of COVID-19 (the new coronavirus) and how it may impact us here. Ensuring residents are cared for in a safe and healthy environment is our first priority. At this time, we don’t have any cases in our community. The Centers for Disease Control and Prevention (CDC) have recommended a variety of steps that we are implementing to help reduce the potential for the virus to enter our building. However, we need your help in battling COVID-19. Below are some examples of how you can help protect the residents, as well as prevent the spread throughout the community.

At this time, we request that family and friends do not visit the community. Out of an abundance of caution, we are limiting all visitors to our community unless absolutely necessary. We are posting signs on our entryway doors to notify visitors of this policy and actively screening individuals, including staff, who need to come into the building.

We understand that connecting with your loved ones is incredibly important, and there are a variety of other ways you might consider communicating with them. These may include telephone, email, text, video chat or social media. If you believe a visit to the community is necessary, we request that you contact Summer English (515-232-1000), prior to your arrival.

Please make sure we have your most current, emergency contact information. We want to make sure we efficiently communicate with you should there be any new developments. Please reach out to Summer English (515-232-1000),  with your updated contact information.

Residents, please help prevent the spread of infection by exercising proper hand washing hygiene as well as coughing and sneezing etiquette. We offer hand washing and alcohol-based hand sanitizer stations throughout the building, which you are welcome to use. Please also avoid shaking hands and hugs with any individual. If you are experiencing a cough, fever, sore throat, runny nose, and/or shortness of breath, please let a staff member know immediately.

We are following the recommendations of the CDC on prevention steps, including following strict handwashing procedures, and in many circumstances, wearing gowns and gloves when interacting with residents who present symptoms. We also are staying up to date with the CDC recommendations as they may continue to change. In addition, we are in close contact with the local and state health department, and we are following their guidance.

We train for emergencies and disasters annually, and we are trained to handle a pandemic situation. Our Infection Preventionist is highly skilled and trained on how to deal with a variety of sicknesses and situations.

We will notify you if any residents or staff are diagnosed with COVID-19. Should you have any questions, please feel free to contact us at NorthridgeVillage.com or call (515) 232-1000.

For additional information, please visit the CDC’s coronavirus disease information page.


Gregg Hanson, Executive Director at Northridge Village

Medicare vs. Medicaid

Exploring the Differences and Determining What’s Right For You

What’s in a name? Great question. Medicare and Medicaid sound very similar, but their names give little in the way of answers. When it comes to insurance, the fine print can often make heads spin. Even if you still have health coverage through your employer or your spouse, it is important to know how these programs may relate to you now or in the future.

You may already be eligible for some of these services, you may have been paying into these services each tax year, or maybe you are already enrolled but want a few more details to make sure you’re in the right place. Learning more about these two programs will hopefully point you in the right direction and encourage you to make sure you have the coverage that fits your needs.


Medicaid vs Medicare 101

So what is the difference? Medicare is a federal program that offers coverage to adults aged 65 and over, as well as individuals with certain disabilities. Medicaid is a state and federal program, offering free or low-cost health care to low-income individuals and families. These programs are very different but can be used simultaneously, independently, or not at all depending on your preferences and needs.



All adults become eligible for Medicare when they turn 65. You may automatically be enrolled if you are already getting Social Security benefits or if you have been receiving disability benefits for 24 months. If you are automatically enrolled, you will receive your card in the mail when eligible and will be enrolled in Part A and Part B. You will need to contact Medicare if you don’t want Plan B coverage, as there are often premiums attached that you will be responsible for.

If you aren’t automatically enrolled, you will need to enroll during your enrollment window unless you are still covered by another policy. Joining or amending your policy outside of these dates may not be possible or may incur penalties. You can enroll online, in person, or over the phone with your local Medicare office.

Medicare is an individual policy. Many spouses have shared insurance policies throughout their lives and may make the assumption that one spouse being enrolled means the other is covered as well, which is untrue. Please be sure that you are actually enrolled if you are counting on Medicare as your coverage.


Part A

Medicare has several different parts, allowing you to customize for your needs. Part A is mainly hospital cover but also can cover short-term skilled nursing care, hospice, and home healthcare.

If you or your spouse have been paying into Medicare through your employer for a minimum of 10 years, Part A is completely free. If you haven’t been paying into Medicare, there will be premiums attached. You can use this calculator to determine what your expected premiums could be. Depending on the size of their premiums, some people opt not to use Medicare for their coverage.


Part B

Part B covers medical services like ambulance service, medical equipment, doctor’s visits, and outpatient care. It also covers preventative medicine like vaccinations or diagnostic testing.

Most people will opt to have at least Part A and Part B coverage when using Medicare, but keep in mind that you will likely have to pay a premium for Part B services. There are often co-pays and deductibles to meet with Part B services as well. These can be offset by Medicaid if you qualify or by purchasing Medigap insurance. If your needs change, add or remove Part B during open enrollment in order to avoid penalty fees.


Part D

Part D is for prescription drug coverage. This is an optional add-on that covers you for, you guessed it, prescription drugs. This policy will also include monthly premiums, which can vary quite a bit. If you do elect to add this on, be sure to do it during open enrollment to avoid penalty fees.



Medigap is offered through private companies, and it helps pay for some of the extras not covered by Medicare like copayments, coinsurance, and deductibles. Some even can include health coverage while you travel outside of the States! They don’t usually cover those extras like vision, dental, or hearing aids, and they never include prescription drugs.

Keep in mind that you must have Medicare Part A and Part B in order to have a Medigap policy. You pay a monthly premium in addition to your Part B premium for the service.


Medicare Advantage Plans or Part C

Medicare Advantage Plans are offered by private companies as an all-in-one bundle. Medicare pays these companies for your care, and in exchange, they follow a host of rules in covering you. These companies are approved by Medicare and their policies include the benefits of Part A, Part B, and often Part D. Some will cover the extras like vision and dental as well.

As these plans are offered in the private market, some different rules about coverage can apply. It is best to learn the ins and outs of your policy, your fees, and your coverage and keep on top of them as they can change year to year. One rule that is true across the board, however, is that you cannot have a Medigap policy with a Medicare Advantage Plan. If anyone tries to sell you this, please report them as it is illegal.



Medicaid offers insurance coverage for low-income earners at any age. Since it is funded and run at both the state and federal level, the strict income requirements for eligibility vary by state. These programs are generally free or at least come at a low cost, variables which are decided by your income level and state of residence. You can apply for Medicaid through the Health Insurance Marketplace during open enrollment or through your own State Medicaid agency.

Typically, Medicaid covers hospitalization, lab services, clinic treatment, pediatrics, x-rays, and family planning. Each state can decide if it wants to cover extras like vision, dental, prosthetics, and physical therapy. You can check online for a more comprehensive list of coverage details as it relates to your state.

Once you turn 65, if you were already covered by Medicaid you may still qualify for coverage even after you join Medicare. Medicaid would then pay your Plan B premiums or possibly still offer you full benefits. It also can be used to cover long-term care for patients with depleted savings.


No matter where you fall in the insurance spectrum, it’s important to remember to check your policy each year. Laws have been changing rampantly in the insurance space. But also as you approach each new phase of life, you may find your own needs or financial situation changing each year as well. And if you have a Medicare Advantage Plan, rules can change annually. Keep on top of your needs and make sure that you are still being covered by the program that is right for you from year to year.

And, most importantly, it is impossible to be an insurance expert unless you are an insurance expert. There is no shame in hiring one to help you navigate the choices you need to make when deciding on a coverage. Insurance is undoubtedly complicated, however, it is also immensely important through all stages of life. Knowing the basics helps you ask smart questions and can move you in the right direction, but an expert hand may be on order to make sure your confidence in your coverage is where you want it to be.